Only If Schools Could Ring the Cashless Bell…

Laundry, cookery lessons to my cook on healthy food options for my little girl, Kaira, plans for her birthday next week, etc, etc. Phew!! the list is endless. I was still on bed counting my chores for the day, when my phone buzzed,

Last day of fee payment is November 4. Any delay will result in additional charges”.

A drop trickled down the window pane into my cup of Sunday coffee and I looked out into the sky, wondering how I would manage this time. The last two months had my name in the defaulters list and my girl running under the threat of losing her school. She also missed out on an educational trip planned for her batch, given a delay at our end in making the relevant payments. Brave and understanding as she is, I was surprised to not receive a single tantrum from her end but her gloomy face did bother me. She once told me innocently,

Mumma, I love my school and friends a lot. You promise me that I won’t have to leave them ever,” and all I had was a soft smile to ease her worries.

We had been trying to make ends meet ever since Kaira’s dad lost his job to layoffs in the E-Commerce sector. I was lucky to have survived its wrath but we did see a low down from our usual life. While other things could be dealt with, the soaring academic fees was a huge concern not to forget the other essentials such as co-curriculars, periodic health check-ups, etc.

Shrouding the thoughts under the soft rays of the sun peeping out from the clouds, I took Kaira in my arms and whispered in her ears,

            “This time Mumma won’t fail, baby. You shall have your dreams soar high”.

I skimmed through my accounts, summing up every penny we had so as to manage her fees, this time on time. I wondered if there was an EMI option for this, life could get so much simpler. Regular monthly instalments and I could push in the money towards other necessities, including an Art class for Kaira. Her sketches are to die for.

Wait!! what am I thinking; laughing at my childish self I put my head back in documents, figuring out my savings.

While getting the money in place was a concern what worried me was the fact that I would have to take a day off or rush in between refreshment breaks to submit the same at her school. While her dad was frantically attending to his freelance projects I was neck deep in work strategizing the success of an ongoing marketing campaign, a decisive factor in my upcoming appraisals.

And, if this was not enough of a pain, the long queues at the counters and hour-long waits were sure to not get over in the stringent time I had in hand. Also, I would need a day off to accompany my girl to the clinic, which lay at the other corner of the city, for necessary vaccines. My forehead now had distinct lines of stress as I helplessly tried chalking out a way to get things moving.

Scribbling on paper, figuring a way through the maze, my marketing brains thought of how difficult could it be to have something like a School Card similar to having credit or debit cards. For instance, cashless payment of all school needs with all that institutions need to do is issue cards to their vendors and administration and parents could just ensure the card had money.

Ahh!! I can be real crazy at times…



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